Founder, Toryx Inc. · Jersey City, NJ

AI that answers from the evidence, not from memory.

I build grounded, private AI for institutions that cannot send their data to a public cloud — after 25 years designing quantitative models, structured products and production machine-learning systems on Wall Street and in insurance.

QR code linking to sanchez-garcia.biosanchez-garcia.bio
20patent filings · 1 granted
$5B+structured finance transactions
3companies founded
25+years in quant finance & ML

NowToryx

Toryx Inc. (Delaware C-corp, New Jersey) builds sovereign, air-gapped knowledge systems for defense, banking and insurance. The idea is simple: a mid-sized model with the right five pages in front of it beats a frontier model with none. Toryx finds those pages — across text, images and video — on hardware the customer owns, and every answer is logged with the passages it came from.

The underlying methods — retrieval, grounding, inference routing and governance — are covered by a portfolio of 20 patent filings. Toryx is a member of NVIDIA Inception, Google Cloud for Startups, AWS Activate, Microsoft for Startups and Cloudflare for Startups.

For New Jersey investors. Toryx is a New Jersey emerging-technology business and a State-certified Minority Business Enterprise (certified September 2026). Qualified investments in companies like Toryx can earn a refundable New Jersey Angel Investor Tax Credit of up to 40% of the amount invested, through NJEDA’s program. Each credit is applied for and approved per investment; investors should confirm eligibility with their tax advisor.

I am also the founder of SGX Analytics LLC, an AI consultancy for hedge funds, insurers and fintechs since 2016, and earlier of Ttwick, Inc., an alternative-data and semantic-search company whose patent portfolio was acquired by Elliott Management.

ResearchPapers & publications

arXiv 2026

The Commercial Tax

arXiv:2608.16096 · multi-hop retrieval on MuSiQue

82.7% top-5 retrieval recall on the MuSiQue multi-hop benchmark, 4.4 points above the best peer-reviewed result; benchmark and harness published for replication.

arXiv 2026

Clean Scores, Buried Evidence, and Confident Wrong

arXiv:2609.15319 · receipt-based audit of agentic question answering

Earlier work

  • Catastrophe Bonds: Opportunities for Issuers and Investors — Deutsche Bank Global Markets Research (2003)
  • Quantifying Event Risk: The Next Convergence — Journal of Risk Finance (2000)
  • Modelling Techniques for Limited Data Sets — Operational Risk / Risk Magazine (2000)
  • Smart Mining — Columbia University (2025)
  • Featured in The Data Science Handbook (2015)

Speaking & press

O’Reilly AI Superstream: Agent Orchestration 2026 Keynote · PyCon APAC, Kuala Lumpur 2017 Bloomberg / PyData NY 2015 PyData 2014 CSFI / Allen & Overy, London 2015 NYSSA 2008 OECD 13th Global Forum, Rome 2003
  • The Reliability Tax: Why Agentic AI Workflows Fail and What Architecture (Not Bigger Models) Can Do About It — O’Reilly AI Superstream: Agent Orchestration, June 9, 2026
  • AI for Business Applications — keynote, PyCon APAC, Kuala Lumpur, 2017 (~1,000 attendees)
  • Data Investing: Using Python and Machine Learning to Gain Insights into the Dynamics of Stock Price Returns around Earnings Announcements — Bloomberg / PyData NY, May 15, 2015

Featured in The Wall Street Journal, The Washington Post, The Deal, International Business Times and Alternative Investment News.

Intellectual propertyPatents

20 filings: one granted US patent and 19 pending applications covering grounded retrieval, inference routing, model distillation, AI governance and provenance.

Computerized Internet Search System — US 9,158,853

Granted. Search and retrieval across the internet; acquired by Elliott Management.

STRATUM — Temporally-Layered Knowledge Augmentation

Time-stamped, confidence-scored facts across vector collections for multi-hop, recency-aware retrieval.

SMART-R — Multi-Objective LLM Routing

Routes each request across models by cost, speed and tool-calling reliability with a learned router.

PRISM — Portfolio-Optimized LLM Routing

Treats model selection as portfolio optimization under financial-style risk measures.

AEGIS — Adaptive Entropy-Guided Inference

Escalates or re-routes when model confidence is low.

BASTION — Tier-Isolated Adaptive Inference

Routes workloads by sensitivity to tier-isolated nodes.

HELIX & HUMA-D — Disaggregated Inference

Splits inference stages across heterogeneous, on-premises hardware for auditable AI.

AMKD — Adaptive Multi-Head Knowledge Distillation

Compresses large models into smaller ones with adaptively weighted distillation heads.

Inline Triple Quality Assurance for Knowledge Graphs

Validates extracted facts inline with calibrated confidence and entailment checks.

Proof-of-Work for AI Code Quality Certification

Credit-rating-style grades (AAA–D) for AI-generated code.

SGPA & Blockchain-Anchored Verification

Signed, policy-gated agent messaging with transparency logging.

Digital Content Provenance & Licensing

Perceptual fingerprinting and smart-contract licensing for creative works.

Narrative-First AI Cinematography

Builds narrative structure before visuals in AI-generated video. Non-provisional filed.

VITAL · SENTRY · REALM · VERDICT

Four provisional applications filed September 2026.

CareerExperience

2025 – now

Toryx Inc. — Founder & CEO

Jersey City, NJ

Grounded, private AI infrastructure for defense, banking and insurance; patent portfolio across retrieval, routing and AI governance.

2016 – now

SGX Analytics LLC — Founder & Senior Data Scientist

New York, NY · embedded AI for hedge funds, insurers, fintechs and Fortune 500 companies
Koffie Labs · Chief Data Scientist, 2019–2023 — Founding AI/ML architect (Employee #1). Built the ML underwriting and fleet-risk platform; grew the technical team from 1 to 30+. Company’s assets subsequently acquired by Acrisure.
GenLife · Chief Data Scientist, 2018–2019 — Automated life-insurance underwriting for AIA (Hong Kong).
Verizon · Senior Data Scientist, 2017–2018 — Recommendation systems for video streaming.
Gartner · Data Scientist, 2017 — Alternative datasets for research and advisory.
James (fka CrowdProcess) · Early advisor & technical contributor, 2016 — Credit-risk AI; acquired by Google in 2019.
Hedge fund clients — LLM/RAG research workflows, alternative-data equity strategies and earnings forecasting; 50+ professionals trained.
2010 – 2015

Ttwick, Inc. — Founder & CEO

New York, NY

Alternative-data platform and semantic search engine for investment managers, before “alternative data” was an industry term. 10+ ML patent filings; portfolio acquired by Elliott Management. Team of 20 across three countries.

2008 – 2009

Lehman Brothers / Barclays Capital — SVP, Senior Quant

High Yield Trading & Emerging Markets

ML-driven pricing for structured products and new asset classes; led a team of 10.

2005 – 2008

Saga Capital LLC — Managing Director

ML forecasting for film, music and video-game royalty portfolios for hedge funds and investment banks.

2000 – 2005

Deutsche Bank — VP, Global Markets, Debt Capital Markets

New York & London

Launched $4.5B+ in fixed income products including synthetic CDOs, ABS and insurance-linked securities; structured the first catastrophe bond on geological risk (CAT-Mex).

1999 – 2000

NetRisk — VP, Operational Risk Quant

Greenwich, CT · later acquired by Moody’s
1998 – 1999

AIG — Senior Associate, Quantitative Analyst

ABS risk models; designed the AIG CAT Fund ($200M, AAA-rated).

1993 – 1998

Parallax Partners — Senior Quantitative Analyst

Quantitative models for derivatives on global equity indices.

Selected transactions

TransactionTypeRating$MM
Kondor 2001-1Synthetic CDOAAA2,900
CIT EC-EF 2001-AABS – equipment leasesAAA1,100
Synthetic Swap Funding (Greece)CDSAAA500
Alpha Movie Portfolio FundCapital-protected notesA+500
Odyssey ProjectBalance-sheet CDOAAA450
CAT-Mex LtdInsurance-linked securityBB450
AIG CAT FundILS fundAAA200
Litigation Settlement Fee Trust I, IIABS – royaltiesA115

TrainingEducation

Stanford University

Graduate Certificate in Artificial Intelligence — NLP, Reinforcement Learning, Deep Generative Models

American University — Fulbright Scholar

MBA, International Finance

Harvard University

Data Science Professional Certificate

MIT Professional Education

Machine Learning

IUPFAN, Venezuela

BS, Civil Engineering

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